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Saturday, February 16, 2013

Purchase Patriot America Visitors Health Insurance for Going to United States - Travel

Patriot America Visitors Insurance is for individuals, parents, relatives, families, dependents, just about anyone who is for Going to USA or travelling to any other nation outside his or her home country. Patriot America Visitor Medical Insurance is an ideal visitor travel insurance policy that is very much suitable for senior parents visiting America and elderly relatives or friends as tourists to the United States. Visitors to the America should include visitors health insurance for their travel plan in order to get emergency financial assistance . If you are visiting the US, a visitor medical insurance plan is very essential since they will be staying in the US for a certain period of time. IMG Insurance has designed the Patriot America Visitor Insurance policy especially for the visitors to meet their needs and specified coverage for certain risks that can be encountered by the visitors while in America. Some of the risks covered under visitor health insurance policie s are accidental injury, sudden sickness or illness requiring hospitalization, medical evacuation, and repatriation of mortal remains. and more. Visitors can avail cashless settlement of claims in visitors insurance policies offered by some insurers. There are two Patriot Visitor Medical Insurance plans which are available to meet the travel medical insurance needs of visitor who travel to America and for U.S. citizens who travel abroad, and the Patriot travel plan provides up to USD $2,000,000 ($2 million US Dollar) of maximum medical coverage limit. Patriot America provides coverage for non-U.S. citizens traveling outside their home country for a minimum of five days up to a maximum of two years (24 months). If the policy is purchased for a minimum of three months, coverage may be renewed (without break in coverage) for a total of up to two years.Visitors should be aware of the fact that policy deductibles in the visitors medical insurance plans also important as much as t he premium. Deductibles are inversely related to the premiums in visitor medical insurance policies i.e. higher the deductible lower will be the policy premium. Visitors should thoroughly go through the deductibles offered by the Patriot travel policy to see all the different rates. The visitor medical insurance covers the insured while in a foreign country as a new immigrant or a visitor. The Patriot travel policy requires pre-certification of all claims including out-patient treatments. It is recommended that visitors should get pre-certification before undergoing any medical treatment.The patriot america travel insuran provides travel health insurance coverage for emergency health issues such as accident, injury, illness or sickness, travel assistance, and accidental death and dismemberment, repatriation and medical evacuation benefits to foreign nationals while visiting the United States. Patriot America Insurance plan provides protection for serious medical problems and emergency medical situations which can be financially disastrous without proper visitors coverage during a foreign visit to the United States.The patriot america insurance policy is a travel health insurance policy designed for seniors such as parents or in-laws, relatives, friends, tourists, and other foreign travelers visiting the United States of America (USA). Patriot America plan can be purchased online before departing from the visitors home country, or one can even buy online after the start of journey during the visit. Patriot America Insurance plan is underwritten by Sirius Insurance, and the policy is administered here in the United States and worldwide by International Medical Group, popularly known as IMG Insurance.





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